Yes, you do, normally as part of your remortgage package, you will have a FREE solicitor instructed on your behalf by your new lender.

No, we do not charge you a fee at any point in the process.  We believe everyone should have access to quality financial advice regardless of their financial status.  We will look after you for the lifetime of your mortgage, ensuring that you never have to pay more than you should on your loan, whether you remortgage, move home or make any subsequent property purchase.

We will be paid a procuration fee by your chosen mortgage lender and we will receive a commission from your protection provider if you decide to take out a policy.  You have the right to request information on the levels of commission we will receive from different organisations in relation to any mortgage or protection product we recommend to you.  These commissions will be disclosed to you in the key facts illustration or European standardised information sheet relating to your chosen mortgage and in the statement of price illustration and key features documents you will receive from you chosen insurer in relation to any protection products you decide to take.

We may also receive a commission or other form of benefit from working with a product provider or from another intermediary.  We will inform you before the transaction if we are likely to receive such commission or form of benefit from recommending any product to you.

Your solicitor will automatically contact your existing lender and redeem your existing mortgage for you.