As an expatriate, it can often be difficult to arrange a mortgage on a UK property whilst living overseas. Lenders often set tougher lending criteria for those seeking an expat mortgage and communicating with a mortgage broker and other parties from abroad can be difficult.
We understand these difficulties and can help you every step of the way. From our relationships with specialist lenders, to our team of advisers who will be available to you when you need them, we can take the pressure from you and help you secure the funding you need whether it’s a residential property or a buy to let investment.
Why are expat mortgages generally harder to secure?
Those applying for expat mortgages, or seeking an expat mortgage broker, may find it difficult to secure funding, even if they have a suitable deposit and are able to afford the repayments.
This is because expatriates can often be considered ‘high risk’ by most high street lenders as pursuing debt overseas is undeniably harder than in the UK. Many high street lenders have reduced or completely stopped offering mortgages to those living outside of the UK.
Making it easier to secure a mortgage from abroad
Our advice to you is also backed by our unique unconditional service and 100% mortgage guarantees which means you can proceed with us in absolute confidence that you will get a guaranteed mortgage and the very best service! Read more about our guarantees.
If you are considering buying a UK residential or buy to let property from abroad our team of expert mortgage advisers can help. By working closely with our specialist lenders, we can help you secure a mortgage on your desired property and handle everything on your behalf whilst you are still abroad.
Just give us a call on 0800 138356 or get in touch below.