Whilst circumstances are going to differ from person to person, it definitely pays to discuss things with one of our mortgage and protection advisers.
Here are a few general things to consider:
• If your current mortgage has a substantial early repayment charge or exit fee, these may outweigh the savings made when remortgaging – we can consider all of this with you
• Your financial circumstances may have changed during the period since you took out your original mortgage and you may no longer be able to obtain the level of borrowing you require.
• There may be additional fees and charges that you will need to pay in relation to arranging a remortgage.
• Your current mortgage might have additional benefits that you need to consider such as the ability to make flexible payments or take payment holidays.
The best thing to do is to get in touch for independent advice on whether a remortgage is possible and for us to find the best remortgage deal for you and your circumstances.
As a whole of market mortgage broker it means we have access to every mortgage product on the market available through a broker and access to exclusive products and rates to help obtain you the very best mortgage for your circumstances.
Don’t worry about changing over to a new lender either, we’re here to make life easier and better for everyone so will do all the hard work for you.