Home insurance is a vital part of safeguarding your property and belongings. After ensuring we have got you the best mortgage for your needs, our mortgage and protection advisers want to protect your home for you too.

Home insurance is made up of two main types of cover:

1. Buildings insurance – cover for the structure of your home (walls, roof, windows etc.); and

2. Contents insurance – cover for everything inside the property (furniture, TV’s, laptops etc.)

In the event of your home being damaged by fire, flood, storm damage (to name a few) or for any malicious damage or theft a home insurance policy covers the costs of repairing your home or replacing contents within it, helping to remove any financial loss you could incur without insurance in place.

So, when it comes to finding insurance it’s important that you get quality cover as well as the best home insurance costs for you.

To support you in this area we are partnered with Nest GI Ltd, a home insurance specialist. Nest are a team of expert insurance advisers who will offer you full advice and recommend products tailored to your individual needs. They have access to a large panel of 5-star Defaqto rated providers which means they will get you the best quality cover for your needs.

Find out how much you can borrow with our free mortgage calculator.

Our calculator is designed to make things easier for you, giving you a quick guide on how much you can borrow for any residential mortgage.

We take live information from nearly every mortgage lender in the market to give you an idea of your personal mortgage affordability, based on your income and outgoings.

All you need to do is fill in your information and your mortgage affordability will be displayed to you in a matter of minutes.

Benefits of arranging your home insurance with Nest

  • Their advice and service to you is completely fee free, even for making changes to your policy!
  • There is no form filing or admin to do, Nest do it all for you!
  • Nest provide cover for non-standard properties, landlords and commercial products as well as normal residential homes.
  • Nest take full responsibility for their advice. When completing an application online, directly with an insurer or through another broker the policy may be arranged on a non-advised basis – this means that you are responsible for ensuring the cover meets your requirements and that you fit the full eligibility, any mistakes could result in a claim being rejected or not paid in full. By speaking to a trained adviser at Nest the risk of these mistakes is massively reduced and you receive extra protection through their own liability cover.

As a standard the home insurance cover that Nest will put in place for you will also provide the following:

  • Alternative accommodation to temporarily relocate you and your family, including pets should your home be uninhabitable
  • New for old replacement giving you peace of mind that damaged possessions will be replaced at the same quality
  • Replacement of locks and keys to keep your home safe and secure
  • Business equipment to cover any office equipment kept in the home
  • Cover for contents kept in outbuildings
  • A choice of excess from £50 to £500

You can also choose to add additional protection for your home and contents in the following ways

  • Cover for personal belongings away from home
  • Mobile phone cover
  • Bike cover
  • Accidental damage cover
  • Legal expenses insurance
  • Home emergency assistance
  • Trace and access cover to locate the source of water and oil leaks

If you would like to arrange home insurance for a new property or a review of your existing policies please get in touch today by either calling us on 0800 138356 or fill in the below form and we will introduce you to Nest.

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