Making buying your first home easy!

First time buyer

If you are looking to buy your first home it’s an incredibly exciting time for you but it can sometimes seem a bit of a daunting prospect.

As the largest purchase you are likely to make it is important that you fully understand the process and costs involved and get the right first time buyers mortgage for your circumstances.

There are so many different options when it comes to mortgages for first time buyers which is why it is always advisable to seek independent mortgage advice as early as possible in the process – that’s where we come in.

At Key Solutions we’ve helped thousands of first time buyers secure a mortgage and take their first steps onto the property ladder. We will be with you every step of the way – from your initial enquiry all the way through to the day you get your keys. Getting a mortgage for a first time buyer and knowing we have helped you buy your dream home is everything to us!

Check out the different types of mortgage schemes and mortgage offers for first time buyers below

If you would like to quickly understand how much you could borrow complete our first time buyer calculator.

Why Choose Key Solutions?

Your mortgage guaranteed

If we say you qualify for a mortgage then we will stand by that decision and provide a 100% mortgage guarantee to you that you can get the funding you require. If we don’t we will refund any associated cost you have incurred

We guarantee you’ll be happy

Our advice to you is backed by our unique unconditional service guarantee which means if you are not happy with the service that we provide just tell us why and we will immediately refund any fees that you have paid us.

Every mortgage in the market

As a trusted whole of market broker we have access to every mortgage product on the market as well as access to exclusive rates you wont get by going direct to a bank.

Quick &

We will complete all research, administration and chasing on your behalf so you don’t have to worry about a thing! So leave it with us and your new mortgage offer will be with you quicker than you know it!

To find out more and to let us help you with your mortgage and protection needs please give
us a call on 0800 138356 or get in touch below.

Find out how much you can borrow with our free mortgage calculator.

Our calculator is designed to make things easier for you, giving you a quick guide on how much you can borrow for any residential mortgage.

We take live information from nearly every mortgage lender in the market to give you an idea of your personal mortgage affordability, based on your income and outgoings.

All you need to do is fill in your information and your mortgage affordability will be displayed to you in a matter of minutes.

Help to Buy Schemes

If you can’t afford a deposit of more than 5%, you may be eligible for the help to buy scheme when purchasing your new build property.

Mortgages for young professionals

Are you a young professional? At Key Solutions we work with a number of specialists to ensure you secure the funding you need to buy your first home.

Guarantor & parental help mortgages

If your parents or grandparents are able and willing to help you onto the property ladder we can ensure we find the most suitable mortgage product for you.

Discount off market value

If struggling to save a big enough deposit due to the value of the property and are a key worker our expert advisers may be able to access a discount scheme operated by new build developers

Self-employed & contractor mortgages

Whether you are self-employed or freelance, we can help you find the right lender willing to provide you with the finance you need to purchase a property.

Adverse Credit Mortgages

Have you had problems with credit, such as missed or late payments? Our experienced team has access to a variety of specialist lenders who focus on offering mortgages designed to help you.

Flexible & Offset Mortgages

If you want a mortgage that offers some flexibility our team of expert mortgage advisers can make recommendations on your individual circumstances.

Handy First Time Buyer UK Advice & Articles

Today we are sharing our top tips on what you can do to improve your chances of successfully being approved for a mortgage and how to make the process much quicker and...
Now may be the best time to remortgage and save money on your monthly mortgage payments with interest rates remaining low. The Bank of England have held the base rate at 0.1% after...
As a business, we always want to give back and help people and causes all over the World. Whether we help you with a remortgage, a moving home mortgage, a buy-to-let mortgage,...
If you are interested in understanding how to pay off your mortgage quickly then we are here to help! There are many ways to do this – have a look below to...
We are so excited to announce that for the second year running we have been named Best Broker for Protection at the Mortgage Strategy Awards. This award recognises the UK broker that...
Whilst circumstances are going to differ from person to person, it definitely pays to discuss things with one of our mortgage and protection advisers. Here are a few general things to consider:...
Nobody likes to think about the worst happening to them or their family. At a time of loss, the last thing a family needs is the upset and stress of any financial...
IR35 is a bit of a head scratcher and with the new rules coming into force you will need to consider if IR35 applies to you. The new legislation aims to ensure...
What do John Terry, Paris Hilton, Kendall Jenner and Simon Cowell have in common? (Apart from being millionaires?!). Sadly, they have all had their homes broken into and their possessions stolen. We...
While most homeowners have a mortgage, many don’t realise that they could save money by remortgaging. Some mortgage interest rates have fallen below 1% in recent weeks and new mortgage products and...
One of the most common questions we get asked at the moment is about getting a mortgage if you have been furloughed. You may feel impacted or concerned but we are here...
You have probably seen the news but we wanted to let you know the property announcements detailed in the budget last week. Stamp Duty Holiday has been extended for 3 months! The...
Our prime consideration is the health and welfare of our gang and further to the Government directive we have now transferred all working members of Key Solutions to their home bases. We...
Statistics show that on average, people living in the UK will pay off their mortgage by the time they are 69, but do you know when your last payment will be? At...
When we say first time buyer, what comes into your head? We bet you’re thinking of someone in their early twenties who lives with Mum and Dad. Well, nowadays there’s no typical...
Yeah… you read that correctly. We are the BEST MORTGAGE BROKER IN THE UK! We were delighted to have been shortlisted for the Best Broker in the UK award at the MoneyAge...
The Help to Buy Scheme recently celebrated its 5th birthday this year!
No, it’s not elephants ruining your house, we just liked the picture!