Property development finance

Whether you are looking to obtain finance for a new build development, conversion, or renovation project, property development finance is a short-term lending solution that allows a developer to finance the project throughout its entirety.

With typically higher set up fees than other types of commercial mortgages, these loans are normally structured to release the funds in stages. It is typical for the developer’s contribution to be utilised at the start with the lender then providing all or most of the build costs.

Loan terms generally range from 3 to 24 months, depending on the length of the project, and repayments can normally be deferred until such time as the property is sold or a commercial longer term mortgage is secured after the work is completed.

Key Solutions are perfectly placed to arrange suitable development finance for your property project. We have been working with property developers across the UK for many years and understand the complexities of a commercial development project.

What is the lending criteria for development finance?

As with all mortgages, finance, and loans, lenders will assess each application on its individual merits but as a general guide the following are typically required:

  • Your project must be a commercial development.
  • Planning is generally needed to secure this type of funding although bridging finance terms are possible.
  • You want the funding on a short-term basis, typically between 3 and 24 months.
  • The project should be of reasonable size, normally from £250k upwards – as for smaller amounts a refurbishment loan is likely to be more suitable.

Helping to make it easier to get your development project off the ground

From heavy refurbishments to ground-up builds we can help and support you to arrange the most suitable funding for your project.  So, if you’re looking to obtain property development finance, or simply need a bit of advice, give our experienced team a call on 0800 138 5856 for more information. Alternatively, fill out a contact form and we’ll get back to you within 24 hours.

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Get In Touch

To get more help with property development finance call the gang on 0800 138 5856. Or send us an email, we guarantee to respond to all enquiries within 24 hours.

Get In Touch

To get more help call the gang on 0800 138 5856 for free. Or send us an email, we guarantee to respond to all enquiries within 24 hours.