Property Portfolio Finance

Professional investors and private landlords with more than one buy to let property often require specialist funding to enable them to expand their property portfolio and ensure it is delivering the best returns possible.

Using separate buy to let mortgages on each individual property can not only be more expensive than alternative funding but can also restrict the ability of the investor to leverage the full extent of their borrowing power.  Using portfolio finance can help to reduce costs as well as spread the risk across a range of properties and maximise the potential for returns.

At Key Solutions we have years of experience of working with investors and landlords helping them to fund their buy to let portfolios. So whether you have two properties or 100+ we have access to specialist lenders that can provide funding based on your entire property portfolio.

What is portfolio finance and what are its benefits?

Landlords can secure buy to let portfolio finance on all types of property including student lets, houses with multiple occupants, (HMO’s), professional lets, company lets, short leasehold properties, and more.  There are a number of benefits to obtaining such finance including:

  • One mortgage account and one direct debit.
  • Allows you to borrow above the value of an individual property.
  • Possibility to calculate the overall rental income percentage over your entire portfolio to support additional property purchases.
  • Makes future remortgaging significantly easier if you only have one account to consider.

Making it easier to manage your property portfolio

If you are looking for a mortgage broker that understands the requirements of a professional buy to let landlord and how to maximise funding from their portfolio then look no further.  Give our team of specialist mortgage advisers a call on 0800 138 5856 or get in touch below. 

Our advice to you is also backed by our unique unconditional service and 100% mortgage guarantees which means you can proceed with absolute confidence that you will get a guaranteed mortgage and the very best service! Read more about our guarantees.

Handy Property Portfolio Finance UK Advice & Articles

The first time buyer mortgage market is still strong in the UK, with lenders offering up to 100% loan to value products (depending on property value and if your family are able...
You may have heard of the term ‘adverse credit’ but what actually is this? Adverse Credit Meaning This is when your credit score and credit file are affected negatively due to your...
“How long are mortgage applications taking?”, “How long after valuation to mortgage offer” and “How long does it take for a mortgage to be approved?” are questions regularly raised by excited and...
A second charge mortgage is essentially a second mortgage on your property. If you wish to release equity and money from your property you can either remortgage your current mortgage to take...
Today we are sharing our top tips on what you can do to improve your chances of successfully being approved for a mortgage and how to make the process much quicker and...
Now may be the best time to remortgage and save money on your monthly mortgage payments with interest rates remaining low. The Bank of England have held the base rate at 0.1% after...
As a business, we always want to give back and help people and causes all over the World. Whether we help you with a remortgage, a moving home mortgage, a buy-to-let mortgage,...
If you are interested in understanding how to pay off your mortgage quickly then we are here to help! There are many ways to do this – have a look below to...
We are so excited to announce that for the second year running we have been named Best Broker for Protection at the Mortgage Strategy Awards. This award recognises the UK broker that...
Whilst circumstances are going to differ from person to person, it definitely pays to discuss things with one of our mortgage and protection advisers. Here are a few general things to consider:...
Nobody likes to think about the worst happening to them or their family. At a time of loss, the last thing a family needs is the upset and stress of any financial...
IR35 is a bit of a head scratcher and with the new rules coming into force you will need to consider if IR35 applies to you. The new legislation aims to ensure...
What do John Terry, Paris Hilton, Kendall Jenner and Simon Cowell have in common? (Apart from being millionaires?!). Sadly, they have all had their homes broken into and their possessions stolen. We...
While most homeowners have a mortgage, many don’t realise that they could save money by remortgaging. Some mortgage interest rates have fallen below 1% in recent weeks and new mortgage products and...
One of the most common questions we get asked at the moment is about getting a mortgage if you have been furloughed. You may feel impacted or concerned but we are here...
You have probably seen the news but we wanted to let you know the property announcements detailed in the budget last week. Stamp Duty Holiday has been extended for 3 months! The...
Our prime consideration is the health and welfare of our gang and further to the Government directive we have now transferred all working members of Key Solutions to their home bases. We...
Statistics show that on average, people living in the UK will pay off their mortgage by the time they are 69, but do you know when your last payment will be? At...
When we say first time buyer, what comes into your head? We bet you’re thinking of someone in their early twenties who lives with Mum and Dad. Well, nowadays there’s no typical...
Yeah… you read that correctly. We are the BEST MORTGAGE BROKER IN THE UK! We were delighted to have been shortlisted for the Best Broker in the UK award at the MoneyAge...
The Help to Buy Scheme recently celebrated its 5th birthday this year!
No, it’s not elephants ruining your house, we just liked the picture!