Buying your first home
If you are looking to buy your first home it can seem a daunting prospect. The news is full of gloomy reports about the average cost of properties and how difficult it is for people to get onto the property ladder. However, whilst prices have increased and deposits required by first time buyers are significantly larger than previously it is still possible to get a mortgage and take the leap into home ownership.
As the largest purchase you are likely to make it is important that you fully understand the process and costs involved and get the right mortgage deal for your circumstances. It is therefore advisable to seek independent mortgage advice as early as possible in the process.
At Key Solutions we’ve helped thousands of first time buyers secure a mortgage and take their first steps onto the property ladder and will be with you every step of the way – from your initial enquiry all the way through to the day you get your keys.
Check out the different types of mortgage schemes available for you below or give the team a call on 0800 138 5856 for free, independent advice regarding all of your options.
Don’t forget that all of our advice is backed by our unique 100% Mortgage Guarantee.
Learn how we helped this first time buyer….
Learn how we helped this first time buyer….
Help to buy schemes
If you can’t afford a deposit of more than 5%, you may be eligible for the help to buy scheme when purchasing your new build property.
Discount off market value
Our experienced team have provided independent advice to new build developers to ensure a reduction in the market value for many of their customers.
Shared ownership scheme
Shared ownership schemes provide you with the opportunity to get onto the property ladder without paying 100% of the mortgage.
Help to buy schemes
If you can’t afford a deposit of more than 5%, you may be eligible for the help to buy scheme when purchasing your new build property.
Discount off market value
Our experienced team have provided independent advice to new build developers to ensure a reduction in the market value for many of their customers.
Shared ownership scheme
Shared ownership schemes provide you with the opportunity to get onto the property ladder without paying 100% of the mortgage.
Guarantor & parental help mortgages
If your parents or grandparents are willing to help you onto the property ladder, Key Solutions can ensure the most suitable product for you.
Self-employed & contractor mortgages
Whether you are self-employed or freelance, we can help you find the right lender willing to provide you with the finance you need to purchase a property.
Mortgages for young professionals
Are you a young professional? At Key Solutions we work with a number of specialists to ensure you secure the funding you need to buy your first home.
Guarantor & parental help mortgages
If your parents or grandparents are willing to help you onto the property ladder, Key Solutions can ensure the most suitable product for you.
Self-employed & contractor mortgages
Whether you are self-employed or freelance, we can help you find the right lender willing to provide you with the finance you need to purchase a property.
Mortgages for young professionals
Are you a young professional? At Key Solutions we work with a number of specialists to ensure you secure the funding you need to buy your first home.
Adverse credit
If you’re concerned about your credit history affecting your mortgage application, get in touch with Key Solutions to help you secure your loan.
1st time buyer FAQ
If you’re looking to buy your first property, but still have some questions take a look at our FAQs for more guidance and advice.
Our Clients Say…
It’s always great to get positive feedback from happy customers and we are lucky enough to receive it time and time again. Here’s just a small selection of what our customers have said.
The Key Solutions Difference
Our customers are always telling us that we are more than just a mortgage broker. Find out what makes us different and why they keep coming back time after time.
